The Liability report explained

Liability is its own page in the Reports menu, sitting next to Cashflow. It answers a single question: given your contracts and their notice periods, how much are you still committed to spend, and when does that commitment run out? As with Expenditure, everything is kept per currency and never summed across currencies, with a currency toggle when you have more than one. If you want the cash view instead - the actual payments leaving your account, and the keep-all versus exit comparison - that lives on the separate Cashflow report.

Liability is your committed spend up to the earliest point at which you could exit each tool in line with its notice period. It is amortised smoothly, so the chart is a burndown that falls steadily to zero as each commitment is paid off. The exit date is the end of the earliest term whose notice window is still open; if you are already past a tool's cancellation deadline, the earliest exit rolls forward to the next term. Non-auto-renewing tools simply end at their fixed date, and one-off, zero-cost or already-ended tools carry no liability.

Lifecycle state is respected so the figure reflects what you are truly on the hook for. A tool you have cancelled, or one that has already expired, carries no liability and drops out. A tool with notice already given ends at its current term rather than rolling forward, because you have committed to leave. Everything still auto-renewing is carried to its next available exit.

Above the chart, three headline tiles show the total committed spend, the key date on which everything is paid off, and the number of committed tools. Below it, a per-tool table lists each tool with its exit date, its annualised run-rate, and its contribution to the total, so you can see exactly what is driving the number.

Hover anywhere on the chart to read it at a point in time. A dashed guide line and a tooltip appear showing the date under your cursor, the total still outstanding at that moment, and the top five tools contributing to it (the tools not yet exited by that date). It is the quickest way to answer questions like how much you are committed to a year from now.

A short assumptions note sits beneath the chart so you can sanity-check the figures. The key ones to remember: liability assumes you serve notice exactly in line with each notice period, run-rate is annualised from the billing cycle, and one-off or zero-cost tools are ignored because they carry no ongoing commitment. Liability and Cashflow are part of the paid spend-analytics features.