The Liability & cashflow tab explained

The Liability & cashflow tab answers a single question three ways: given your contracts and their notice periods, how much are you committed to spend, and when does that commitment end? Use the mode toggle to switch between the three lenses. As with Expenditure, everything is kept per currency and never summed across currencies, with a currency toggle when you have more than one.

The first mode, Liability, is your committed spend until the earliest point at which you could exit each tool in line with its notice period. It is amortised smoothly, so the chart is a burndown that falls steadily to zero as each commitment is paid off. The exit date is the end of the earliest term whose notice window is still open; if you are already past a tool's cancellation deadline, the earliest exit rolls forward to the next term. Non-auto-renewing tools simply end at their fixed date, and one-off, zero-cost or already-ended tools carry no liability.

The second mode, Cashflow (keep all), is business as usual: the cash you would actually pay if you cancelled nothing, shown as a rising cumulative curve. This is the only mode where the horizon selector appears, letting you look 12, 24 or 36 months ahead. Payments are scheduled from each tool's renewal date at its billing cadence, so the curve steps up on the dates money really leaves your account.

The third mode, Cashflow (exit), is the same exit scenario as Liability but on a cash basis rather than amortised. Instead of a smooth decline it shows the actual payments falling due at each billing boundary, so the curve steps down as each real payment clears. Use Liability to understand accrued commitment, and Cashflow (exit) to understand when the cash actually goes out under the same plan.

Above each chart, three headline tiles show the total for the current mode, the key date (the point everything is paid off, or the end of the forecast horizon), and the number of committed tools. Below the chart, a per-tool table lists each tool with its relevant date, its run-rate or per-payment cost, and its contribution to the total.

Hover anywhere on the chart to read it at a point in time. A dashed guide line and a tooltip appear showing the date under your cursor, the total outstanding or accumulated at that moment, and the top five tools contributing to it. For the burndown modes the contributors are the tools not yet exited at that date; for the keep-all mode they are the tools already paid up to that point.

A short assumptions note sits beneath each mode so you can sanity-check the figures. The key ones to remember: liability assumes you serve notice exactly in line with each notice period, run-rate is annualised from the billing cycle, and one-off or zero-cost tools are ignored because they carry no ongoing commitment.